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Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.
Such policies are known as term insurance policies.
Governments around the world encourage people to go for insurance.
Many countries give incentives in different forms to encourage this practice.
However, if you go country-wise, the system would be simple to understand.
In Australia, premiums paid through superannuation fund are taxable.